Financing Advice

Mini Platinum Visa Card

Annual Fee:
None
How Points are Earned:
One point is earned for every dollar spent. Double points come from purchases at Mini dealerships as well as "Motoring Purchases," which include tolls, gas and car washes.
Awards:
Points can be used for up to $5,000 back on a Mini loan or lease as well as to add additional miles to a lease and to defray excessive wear-and-use lease charges. The value jumps to $10,000 if the lease or loan is through Mini Financial Services. Points can also be redeemed to have a car driven to and from your home for service at a dealership. Points can be redeemed in $50 increments.
Expiration:
Points expire after five years.
Earning Limits:
There is a 20,000 annual point cap.
Eligibility; Contact Info:
Anyone can apply;
Phone: 800/501-6374
www.4myminicard.com
Interest Rate:
Variable APR of prime plus 1.99%, 3.99%, 5.99% or 9.99%
Miscellaneous:
Mini owners can have the image of their cars — exactly as they're configured — printed on the card.
Should You Apply for One?
If you own a Mini and you really want to have a credit card that has an actual picture of your vehicle, then this is the card for you — well, it won't exactly be your car, but one configured to look just like it. The card is also good for folks who want to help a friend get a Mini. Cardholders can donate their points to other Mini cardholders, who can then redeem the total amount toward their very own car.

Published on 7/26/06

 
 

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